Heir Property & Surplus Funds: How to Claim the Money Your Loved One Left Behind

What Are Surplus Funds? (And Why They Matter)

When a home sells at auction after foreclosure, the sale first covers debts like the mortgage and taxes. Any extra money, called surplus funds, goes to the homeowner’s estate. If you’re a legal heir, that money could belong to you.

Who Can Claim Surplus Funds?

Eligible heirs include:

• Spouse

• Children (biological or adopted)

• Siblings

• Legal heirs identified in a will or by state law

What Documents You’ll Need

To file a claim, you’ll need:

• Death certificate

• Proof of heirship (will, birth certificates, etc.)

• Court documents (probate papers or small estate affidavit)

• Government ID

If There Were No Probate

No probate?

You can often still claim. Most states offer simplified processes for smaller estates.

Don’t be intimidated, it’s doable.

Where to Start Looking

Start by contacting the Clerk of Court in the county where the foreclosure happened.

Ask for:

• Docket or sale confirmation

• Claim instructions for heirs

Common Challenges to Watch For

⚠️ Lack of awareness

⚠️ No will or probate

⚠️ Multiple heirs creating delays

⚠️ Scams targeting vulnerable families

How Heritage Surplus Solutions Can Help

Our team helps you:

• Locate funds

• Handle paperwork

• Guide you through probate if needed

• Coordinate with other heirs

• Recover funds with no upfront costs

Real-Life Example: Maria’s Story

Maria recovered $28,000 years after losing her father.

With professional help, she filed her claim and paid off college tuition, proof this process works.

Stories like this happen more often than you’d think.

You may be sitting on unclaimed money. Don’t wait. Let Heritage Surplus Solutions do the hard part while you focus on moving forward.

📞 +1 888-981-9848 | 📧 [email protected] | 🌐 heritagesurplus.com