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Don't Let the System Keep What Belongs to You
Discover how to find, verify, and claim surplus funds you may be legally owed after a foreclosure — even if no one ever told you the money existed.
Instant access. No credit card required.
Millions of Dollars in Surplus Funds Go Unclaimed Every Year. One of Those Claims Could Be Yours.
When a home is sold at foreclosure for more than the outstanding debt, the leftover balance — called surplus funds — legally belongs to the former homeowner. Yet many families never receive that money because the process is confusing, poorly explained, and full of misinformation.
This guide changes that.
Written by Kristie N. Baker, founder of Heritage Surplus Solutions LLC, The Ultimate Guide to Foreclosure Surplus Funds breaks down the exact steps you need to take to recover what may rightfully belong to you.
What You'll Discover:
What foreclosure surplus funds are — and how to determine if you have them
How to avoid scams and misleading claims
The documents and steps required to file your own claim
When to seek help, and how to identify trustworthy assistance
How to turn a painful foreclosure experience into a path toward financial recovery
Meet Kristie N. Baker — Your Surplus Recovery Specialist
As the founder of Heritage Surplus Solutions LLC, Kristie has helped individuals and families across the country recover funds they never knew existed. Her mission is simple: to bring clarity, integrity, and compassion to a system that is often overwhelming and opaque.
Through real-world experience and a decade of problem-solving in complex financial and administrative systems, Kristie has developed a uniquely practical approach to surplus recovery — one that empowers homeowners instead of confusing them.
Integrity
Expertise
Care
Inside This Guide, You'll Discover...
5 key insights that could change your financial future
How surplus funds actually work
Clear explanations without legal jargon so you can understand what you're entitled to.
How to confirm whether you have money waiting for you
Step-by-step guidance to avoid unnecessary searches or false claims.
How to protect yourself from misinformation and scams
Learn the red flags that could save you thousands.
How to file your claim with confidence
The exact documents and procedures courts require — simplified.
When to ask for help (and who to trust)
Avoid the biggest mistakes people make when seeking assistance.
"Don't let the system keep what belongs to you"
"Avoid the biggest mistakes people make when seeking assistance"
"Clarity, compassion, and practical guidance — that's the path to recovery."
Ready to Find Out if You Have Surplus Funds Waiting for You?
Your free guide will show you exactly what steps to take — starting today.
We respect your privacy. Your information will never be shared or sold.
Helping individuals and families recover surplus funds with clarity, integrity, and compassion.
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3133 Maple Dr NE Ste 240 #1171
Atlanta, GA 30305
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© 2025 Heritage Surplus Solutions LLC. All rights reserved.
Disclaimer: This guide provides general information only and does not constitute legal advice. For specific legal questions, please consult with a qualified attorney.